Money & banking

The plan, beside what actually happened

A budget you never compare to reality is a wish. Budget vs Actual puts the plan and the ledger side by side, with variances that point at exactly where the month went off script.

Start 14-day free trialTake the tour

What you get

✓
By account and period
Budget the accounts that matter, monthly or annually.
✓
Variance that points
Over and under, in dollars — no spreadsheet gymnastics.
✓
Reads the live ledger
Actuals are the books, not an export from last Tuesday.
✓
Management-meeting ready
Export or present straight from the screen.
serobooks.app / budgetsLive

Pro-rated, so the comparison is fair

Budget vs Actual pro-rates the annual budget to the window you are looking at — eight months in, you are compared against eight-twelfths, not the whole year. Budgeted profit, actual profit and variance lead the page, with 'ahead of budget' stated in words.

Like every accounting screen, it reads the ledger directly: the actuals are the books, not an import of them.

Unbudgeted spending stays visible

Accounts with activity but no budget line are listed rather than hidden — money spent through an account nobody budgeted still spends, and the screen says exactly that. It is the drift-catcher: the subscription that crept in, the category nobody owns.

Set lines account by account; the comparison then runs itself every time you open the page.

A discipline, priced at zero effort

Because actuals flow from the ledger continuously, keeping a budget honest costs one setup session a year. The page then answers the board-meeting question — are we where we said we would be? — on demand, with drill-down to the accounts behind any variance.

Budgeting stops being a spreadsheet ritual and becomes a screen you glance at.

Frequently asked questions

Can budgets be by location?

The ledger carries location dimensions, and P&L by location pairs with budgets for per-store discipline.

Related

See it in your own numbers.

14-day free trial on Windows, macOS, Android and the web. Cancel any time.

Start free →Book a demo